Financial Management

Restaurant Break-Even Calculator

Find the monthly sales, daily sales, and covers per day your restaurant needs before it makes a dollar of profit. List your fixed costs, set variable costs as a percent of sales, and add your average check. Pair it with the restaurant budget template to keep the inputs honest month to month.

The Restaurant Break-Even Point Formula

Your break-even point is the sales volume where revenue exactly covers every cost and profit is zero. Below it you are burning cash; above it each extra dollar of sales drops contribution margin to the bottom line. The formula has two inputs: total monthly fixed costs, and the share of each sales dollar left after variable costs (your contribution margin).

Break-Even Revenue = Fixed Costs / Contribution Margin %

where Contribution Margin % = 1 - (Variable Costs / Sales)

StepCalculationResult
1. Total fixed costsrent 9,500 + salaries 11,500 + insurance 1,200 + loans 2,400 + utilities 1,800 + software 600 + marketing 900$27,900
2. Variable cost %COGS 30% + hourly labor 25% + other 6%61%
3. Contribution margin100% - 61%39%
4. Break-even revenue$27,900 / 0.39$71,538 / mo
5. Per day$71,538 / 30 days open$2,385
6. Covers per day$2,385 / $24 average check100 covers
Example: 70-seat casual restaurant, the same numbers pre-filled in the calculator above.

To get covers instead of dollars, divide the daily break-even revenue by your average check. In the example above, $2,385 a day at a $24 check is 100 covers, about 1.4 turns of a 70-seat room every day you are open. Use the food cost calculator to pin down the COGS percentage before you trust the result.

Fixed vs Variable Costs in a Restaurant

Most break-even mistakes happen here. A cost is fixed if the bill arrives whether or not you sell anything; it is variable if it rises with every cover. Labor is the trap: salaried managers are fixed, hourly staff are variable, and both need to land in the right bucket or the answer is off by thousands.

Line itemBucketWhy
Rent, CAM & property taxFixedSame bill whether you serve 10 covers or 300
Salaried GM, chef, kitchen managerFixedPaid the same on a dead Tuesday
Hourly servers, cooks, dishVariableScheduled up and down with volume; enter as % of sales
Food & beverage purchases (COGS)VariableScales one-for-one with every plate sold
Insurance (GL, property, workers' comp)FixedAnnual premium, paid monthly
Equipment & build-out loan paymentsFixedFixed principal + interest until paid off
UtilitiesSemi-variableWalk-in and hood run regardless; the rest tracks volume. Put the base load in fixed
POS, scheduling & accounting softwareFixedFlat subscriptions
Credit card processingVariableA % of every ticket, usually 2.5-3.5%
Paper, to-go packaging, linenVariableConsumed per cover
Payroll taxes & benefitsSemi-variableFollow the labor they attach to: salaried share is fixed, hourly share is variable
MarketingSemi-variableRetainers and signage are fixed; per-order delivery-app commissions are variable

If you already run a monthly P&L, the restaurant budget template groups these lines the same way, so you can copy the totals straight across.

Loan payments are a fixed cost you chose

Every $1,000 of monthly equipment or build-out payments adds roughly $2,500 to your break-even at a 40% contribution margin. Before you sign for the walk-in and the combi oven, read how restaurant equipment loans and leases are structured, and price the monthly payment into this calculator first.

How Long Does a New Restaurant Take to Break Even?

Monthly break-even

6-18 months

typical range for new restaurants, per Restroworks' 2026 profitability statistics roundup

Consistent profitability

up to 3 years

some concepts need this long, per the same roundup

Be careful with these numbers. There are two different break-evens. The first is the month your sales finally cover that month's costs, which is what this calculator measures. The second is recouping the startup investment you spent before opening day, and that takes years longer. Industry surveys put the first at 6 to 18 months for most concepts; lean counter-service spots in strong locations hit the low end, and large full-service builds run past it. Nobody has a reliable average for the second, because it depends entirely on how much you spent and how far above break-even you operate afterward.

The practical takeaway: your opening cash reserve should cover the gap between break-even and actual sales for at least six months. Work that number into the financials of your business plan and the timeline in our guide on how to start a restaurant.

5 Ways to Lower Your Break-Even Point

Get occupancy under 10% of sales

Rent is usually the biggest fixed line. If the lease is above 10% of realistic sales, renegotiate at renewal, sublease a private room on off-nights, or add a ghost brand out of the same kitchen so the rent is spread over more revenue.

Refinance or restructure equipment debt

A $2,400 monthly loan payment at 39% contribution margin needs $6,150 in sales just to service it. Longer terms or a lower rate drop the payment directly off the break-even line.

Move labor from salaried to scheduled

A salaried sous chef is fixed; a cross-trained hourly lead is variable. Keep the GM and chef on salary, but let the rest of the roster flex with the forecast so slow weeks cost less.

Raise contribution margin with the menu

Every point of variable cost you shave lowers break-even. Re-engineer the menu toward high-margin items and re-price the dishes that have quietly drifted above a 35% food cost.

Tighten purchasing and waste

Bid your top 20 SKUs across two suppliers, standardize portions, and log waste daily. Taking COGS from 33% to 30% on $70,000 of sales is $2,100 a month straight to contribution.

The menu lever is the one most operators underuse. Our guide to restaurant menu engineering walks through re-pricing and re-positioning dishes by margin.

Break-Even Is Not Profitability

Hitting break-even means the restaurant paid its own bills. It does not mean it paid you. Three things sit above the break-even line and still need cash:

  • Owner pay. If you are working 60 hours and not on payroll, add a market salary to fixed costs. A $60,000 owner salary raises the example break-even by about $12,800 a month.
  • Debt principal and reserves. Loan payments cover principal, but replacing a compressor or a hood fan comes from cash you set aside on top.
  • Taxes and a real margin. Full-service restaurants that survive keep prime cost (COGS plus all labor) at or below 65% of sales and aim for 60%, per Restaurant365 — lower is always better. That leaves room for occupancy, everything else, and a 3-5% profit. Break-even leaves zero.

A useful habit: run this calculator twice. Once with true fixed costs to find survival, and once with owner pay and a 5% profit target added to fixed costs to find the sales number you actually need.

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